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Terms & Conditions

L & F Investor Services Terms and Conditions

Welcome to L & F Investor Services (LFIS). These Terms and Conditions apply whenever you access the website, regardless of how or where you access the website. Access to the LFIS websites and the purchase of any service(s) from LFIS is conditional upon you reading, accepting and consenting to all of the terms and conditions in, and linked to, the Terms of Use, Terms of Service and Privacy Policy, as they exist at that time. These Terms and Conditions are subject to change at the sole discretion of LFIS.

I. Terms of Use

Defined Terms
“User” or “you” or “your” or “their” means the individual visiting the Website.
“User Area” means the secure online system managed by LFIS, which allows Users to access LFIS content from a computer or other device with Internet access.
“L & F Investor Services” or “LFIS” or “we” or “our” means L & F Montecito Corp. or any of our subsidiary companies.
“Profile” means the information provided by the Client about the Client and Client’s family.
“Service” means the investment and installation services provided by LFIS.
“Terms” mean these terms and conditions.
“Business Day” means a day on which banks are open for business in Santa Barbara, California.
“Website” means www.L-and-F.us

Privacy
Protecting your personal information is our priority. Please review our Privacy Policy, which also governs your visit to LFIS.

License and Website Access
LFIS grants you a limited license to access and make personal use of this site and not to download or modify it, or any portion of it, except with express written consent of LFIS. This license does not include any resale or commercial use of this Website or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this Website or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This Website or any portion of this Website may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of LFIS. Any unauthorized use terminates the permission or license granted by LFIS. You may not use any LFIS logo or other proprietary graphic or trademark as part of the link without express written permission.

Copyright
All content included on this Website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of LFIS or its content suppliers, and is protected by United States and international copyright and trademark laws. The compilation of all content on this Website is the exclusive property of LFIS and protected by the laws which apply in the countries we operate in and international copyright laws. All software used on this Website is the property of LFIS or its software suppliers, and is protected by local and international copyright laws.

Intended Audience
This website is intended for adults only. This website is not intended for any children under the age of 18.

Compliance with Laws
You agree to comply with all applicable laws regarding your use of the website. You further agreed that information provided by you is truthful and accurate to the best of your knowledge.

Disclaimer of Warranties and Limitation of Liability
THIS WEBSITE IS PROVIDED BY LFIS ON AN "AS IS" AND "AS AVAILABLE" BASIS. LFIS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, LFIS DISCLAIMS ALL WARRANTIES. LFIS DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM LFIS ARE FREE OF ERROR, VIRUSES OR OTHER HARMFUL COMPONENTS. LFIS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
To the extent that liability cannot be excluded, the liability of LFIS, its directors, officers, employees, and consultants is limited to the cost of the service LFIS provides to the User.
To the greatest extent possible by law, the User must indemnify and hold harmless LFIS, its officers, employees, agents and related companies (Indemnified Persons) against all Liabilities (including legal costs on a full indemnity basis) incurred by the Indemnified Person in connection with the provision of the Service by LFIS, except the Liability arising from the gross negligence of any of the Indemnified Persons.

II. Terms of Service

Communications
When you visit the LFIS Website, transmit e-mails and communicate via other User communication channels, you consent to communicating with us electronically and agree that all such communications (including agreements, notices, disclosure, etc.) satisfy all legal requirements to be in writing.
We will communicate with you by e-mail, sending a message through the User Area or by posting notices on this Website.
LFIS reserves the right not to respond to any inquiry that is not sent through the User Area.

Your Profile
If you use this Website, you are responsible for maintaining the confidentiality of your Profile Username and password, and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your Profile Username or password.
When accessing the User Area, you are required to enter your username and password each time. Since access to your Profile is protected by your username and password, it is very important that you protect your password by making it known ONLY to you. To protect your personal details, we recommend that you do not disclose your password to anyone, including family members and friends.
LFIS will not be held responsible for any access gained by third parties to your personal Profile, whether the login details were provided by you or were otherwise obtained.

Information Provided by the Client
LFIS will use and rely on information provided by the Client in the provision of the Service. LFIS will not independently verify or assume responsibility for the accuracy or completeness of such information. Accordingly, the information provided by the Client must be correct, including date of birth, qualifications and work history, contact details, etc. If the information provided by the Client is not correct, the Service may not be accurate.
Any advice provided to you should not be used by any third party as each case varies depending on the particular circumstances of the applicant and the applicant's family. Such action will result in an immediate breach of our Copyright terms as set out above.

User Supplied Content
By accessing our User Area or any other user interactive area of our site, and placing any information in any of those areas, you hereby grant us a perpetual, irrevocable, royalty free license in and to such materials, including but not limited to the right to post, publish, transmit, distribute, create derivative works based upon, create translations of, modify, amend, enhance, change, display and publicly perform such materials in any form or media, whether now known or later discovered. You also grant to others who access the membership area or any other user interactive area of our site a perpetual, non-revocable, royalty free license to view, download, store and reproduce your postings but such license is limited to the personal use and enjoyment of such other party.

Investment and Installment Services
LFIS is a private business consulting company with a team of highly experienced specialists who advise and assist clients from across the globe wishing to invest in the United States. LFIS provides business investment and installation consulting services in connection with your contemplated investment and relocation to the United States.
LFIS is not a law firm. Under United States law, only a licensed attorney can legally represent you before the U.S. immigration offices and courts. All decisions for granting of a visa remain with the United States government, subject to meeting the relevant application criteria and submitting a valid application using the forms available for free on the United States government immigration website. LFIS is not affiliated with the United States government or any official body and acts independently in the interests of our clients. LFIS is a Registered Immigration Consultant by the California Secretary of State and has subscribed a surety bond of 100.000 USD (Immigration Consultant Bond 2017 n° CA802816).
Please perform your own due diligence before embarking on any course of action. There is no guarantee that you will obtain your US Immigration Visa by using any of the ideas presented in our materials. No guarantee is made that you will achieve any result at all from the ideas in our material.

Fees Payable
Any fees paid to LFIS are for the provision of the Service/s listed on our Website. Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees and applicable taxes associated with our Services using one of our accepted payment methods.
Our fees do NOT include other costs which are part of the relocation process such as government application fees, medical and background checks, translation of documents, etc.
The User agrees that all services fees are deemed earned once paid and subject to the terms of termination outlined in this agreement.

Refund Policy
As soon as payment is received, the User is deemed to have engaged the Services of LFIS. Our Service is access to our “User Area” and our professional advice and expertise. Once the Service has been provided to you, it cannot be returned, whether or not you have changed your mind or you no longer wish to utilize it.
All refunds remain strictly at the discretion of management.
In the event of a refund of a payment by credit card, funds will be returned to the credit card that was used for your payment. If this card is no longer valid, you will be responsible to make arrangements with your bank or credit provider to have the funds transferred.

Termination of Service
LFIS reserves the right to terminate this agreement at any time. Termination includes terminating your access or ability to have full or partial access to this Website and/or any other service provided to you by us.
LFIS reserves the right to terminate this agreement for any reason, including any improper use of this Website; the provision of false or misleading information; or your failure to comply with these terms and conditions.

Governing Law
The agreement Terms shall be governed by the laws of the state of California, Santa Barbara County. The Courts of the state of California, Santa Barbara County shall have exclusive jurisdiction to settle any and all disputes in connection with this Agreement.

General
Headings in these Terms are for convenience only and do not affect the interpretation of these Terms.
LFIS may vary any of these Terms and any other information relating to the Service at any time, and your subsequent use of the Website will be governed by the varied Terms.
In the event that any of the provisions of these Terms are or shall become invalid, illegal or unenforceable, the remainder shall survive unaffected.

Links
This Website contains links to other sites. Please be aware that we, LFIS, are not responsible for the accuracy or the privacy practices of other such sites. We encourage our clients to be aware that when they leave our site, they should read the privacy statements of each and every website that collects identifiable personal information. This privacy statement applies solely to information collected on this Website.